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Support to help first time buyers successful
Over 350,000 people across the UK have now used the government’s Help to Buy schemes to help them buy their own homes, new statistics reveal.
First time buyers continue to use the Help to Buy: ISA, with more than 1.1 million now opened, offering government bonuses of up to £3,000 on top of their savings.
New statistics have shown that: over 350,000 completions have taken place using one or more of the Help to Buy schemes; over 300,000 first time buyer households are now on the housing ladder thanks to Help to Buy; and over 93 per cent of completions across the Help to Buy schemes have taken place outside of London.
More than 140,000 completions have taken place through the Help to Buy Equity Loan scheme, which offers buyers up to 20 per cent of a newly built home’s costs so they only need to provide a five per cent deposit.
95 per cent of first time buyers who pay stamp duty will also benefit from the Stamp Duty changes announced in the Budget.
The most completions using the Help to Buy: ISA have taken place in the North West, and Yorkshire and The Humber. In total, 106, 612 completions have taken place across the UK using the ISA bonus since its launch in December 2015.
John Glen, economic secretary to the treasury, said: “This government is dedicated to helping current and future generations buy their own home. The government’s Help to Buy schemes has helped make that dream a reality for more than 350,000 people so far, with the ISA currently being used by many more future buyers to save towards that goal. Help to Buy is part of our wider plan to tackle the housing challenge and ensure the next generation can get on and climb up the housing ladder.”
Dominic Raab, housing minister, said: “This government is committed to helping more people get on the housing ladder, with the support of a range of low cost home ownership products.
“Thanks to our Help to Buy: Equity Loan scheme the dream of home ownership continues to become a reality for thousands more households across the country.”
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